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A Cheat Sheet for Sending Your Kid to College

A Cheat Sheet for Sending Your Kid to College

February 05, 2025

College marks a great milestone in a child’s life. It may be the first time he or she will live away from home. Dropping off your child at college can be an emotional experience, so here are a few tips for a smoother transition.

Accept That the Parent-Child Dynamic Has Changed

Your child will always be your child and will need you as much as ever. However, parents need to understand that their role has transitioned from “supervisor” to “mentor.”

Make the Move Simple

Do not bring a moving van. Not only will it embarrass your child, but dorm rooms just aren’t that large. Bring only what’s necessary.

Consider pre-ordering essentials (soap, bedding, shower caddy, etc.) for pick-up at a location near the school. This will save space, whether your trip is by car or plane.

Don’t Leave “The Talk” to the Drop-Off

While college represents a gateway to many wonderful experiences, parents should have a serious conversation about safety, responsible behavior, finances, and expectations for staying in touch.

Do not leave this discussion for the drop-off. It is sure to sour the moment and may rush a conversation that deserves more time and mutual dialogue.

Time to Learn Financial Responsibility

Your child will need spending money. You may want to provide a debit card attached to an account with a set sum for the full semester or one that’s refreshed with monthly deposits. College is a perfect time to learn budgeting.

Take the Lead from Your Child

Let your child decide what to bring. However important you think a dust skirt for the bed is, try to avoid unnecessary disagreements. Let your child make a mistake—it’s one of the best ways to learn.

Your child will likely signal when it’s time for you to go. Pay attention. It’s important for them to start connecting with new roommates. Expect that final “goodbye dinner” to be canceled, as your child may prefer an impromptu introductory dinner with their new roommate.


The content is developed from sources believed to provide accurate information. The information in this material is not intended as tax or legal advice and may not be used for the purpose of avoiding federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security.  Copyright FMG Suite.